RemoteFlow
For Kenyans earning from clients abroad

Your client pays in USD.You get KES in M-Pesa.

RemoteFlow turns payments from clients in London, Dubai, and New York into M-Pesa cash in one step — at one transparent FX rate, with no withdrawal or transaction fees.

Paid in USD/GBP/EUR/AEDInstant M-Pesa cash-out1.5% FX — no hidden fees2FA ProtectedKYC Compliant

Receive International Payments

One link is all your client needs

No bank wires. No asking your client to sign up for anything. Your professional, branded payment page is live the second you register. Share your unique link and let clients pay you in USD, GBP, EUR, or AED. Hold balances in their original currencies or cash out instantly.

  • Works for clients in the US, UK, EU, UAE, and beyond
  • Accept USD, GBP, EUR, and AED out of the box
  • Your client never needs a RemoteFlow account
  • Hold multi-currency balances or cash out to KES
Claim your payment link

Your public payment page is generated automatically and live instantly on signup.

remoteflow.cc/pay/eric-mwangi
E

Pay Eric Mwangi Live Page

Secure payment powered by RemoteFlow • Accepts USD, GBP, EUR, AED

Amount (USD)

$1,500.00

Eric receivesKES 192,814 in M-Pesa
1 stepUSD in → M-Pesa out
1.5%Transparent FX spread
< 60sM-Pesa withdrawal
USD/GBP/EUR/AEDCurrencies accepted

How It Works

From client invoice to M-Pesa in five steps

This is the whole journey — get paid by a client overseas and cash out at home.

01

Create your account

Sign up in under 2 minutes and instantly get your personal RemoteFlow payment link.

02

Send your link or invoice

Share your link or email a branded invoice to your client in London, Dubai, or New York.

03

Client pays in their currency

They pay in USD, GBP, EUR, or AED by card, bank transfer, or mobile money — no account required.

04

Funds land in your wallet

Money arrives converted to KES at near-interbank rates, with every fee shown upfront.

05

Withdraw to M-Pesa

Cash out to M-Pesa instantly — usually in under a minute, with no withdrawal fee.

Invoice #1042Awaiting payment
Billed toAcme Studios, London
ForFebruary retainer
Total due$1,500.00

Powered by RemoteFlow • Secured by IntaSend

Invoices

Send an invoice your client can pay in one click

You don't need to onboard your employer onto a new platform. Generate a professional invoice with an embedded payment link, email it, and your client pays with the card or bank account they already use. The funds flow straight into your wallet.

  • Branded PDF invoices with a hosted pay link
  • Bill in USD, GBP, EUR, or KES
  • Client pays by card, bank transfer, or M-Pesa
  • Bulk-invoice hundreds of clients from a single CSV

The Problem

Getting paid from abroad shouldn't cost you a week and 5%

Kenya's remote workforce is booming — but the rails for receiving foreign income haven't kept up. Workers earn in dollars yet lose days and a chunk of every payment to platforms that were never built for them.

  • Clients abroad struggle to pay you without a US/EU bank account
  • PayPal and Payoneer hold your funds for days and skim 3–5%
  • Wire transfers are slow, expensive, and full of intermediary fees
  • Getting earnings into M-Pesa means extra conversions and surprise charges

The Solution

Get paid abroad, spend at home.

RemoteFlow connects global payment rails to M-Pesa in a single, intuitive workspace — purpose-built for how Kenyan remote workers actually earn and get paid.

  • Share one payment link — clients pay in their own currency
  • Funds convert to KES at near-interbank rates
  • Withdraw straight to M-Pesa, usually in under a minute
  • Send branded invoices with embedded pay links

Features

Everything you need to get paid

From the first invoice to your M-Pesa withdrawal — one platform, no surprises.

Multi-Currency Wallets

Receive and hold USD, GBP, EUR, or AED. Convert to KES when you want, or send funds directly from your currency balances with zero extra friction.

Branded Invoices

Generate a professional PDF invoice with an embedded pay link and email it straight to your client. They click, they pay — no account needed on their end.

Instant M-Pesa Cash-Out

Withdraw your earnings straight to M-Pesa with direct B2C settlement — funds usually hit your phone in under a minute. No multi-day holds.

Transparent FX with Lock-In

Convert foreign currency to KES at near-interbank rates with a transparent 1.5% FX spread. Get live guaranteed rates locked in for 5 minutes.

Bank-Grade Security

Two-Factor Authentication (2FA), bcrypt password hashing, JWT sessions, and real-time fraud risk scoring protect every account.

Immutable Ledger

Every payment is captured in a double-entry financial ledger — tamper-proof, fully auditable, and always reconciled to the cent.

Security First

Your money is protected at every layer

We built RemoteFlow for the financial stakes of real people. That means every account is protected by multiple independent security layers — from registration to the last withdrawal.

🔐

Two-Factor Authentication (MFA)

Scan a TOTP QR code with Google Authenticator or 1Password to secure your wallet and transactions.

💼

Dojah KYB & AML Screening

Verify businesses instantly. Real-time screening against international watchlists and PEP databases.

🛡️

Compliance Officer Portal & Rules

Dedicated dashboard for KYC reviews, manual flags, and CBK-compliant rule enforcement.

📒

Immutable Ledger & Idempotency

Tamper-proof double-entry ledger with Idempotency-Key headers to prevent double-charges.

Who It's For

Built for Kenyans earning globally

Whether you're a freelancer, a remote contractor, or a small digital business — RemoteFlow gets your foreign income into your pocket.

💻

Freelancers

Send clients a pay link or invoice and get paid in USD, GBP, EUR, or AED — then cash out to M-Pesa.

🏢

Remote Contractors

Receive recurring pay in USD, GBP, EUR, or AED from overseas employers and withdraw to M-Pesa instantly.

🌍

Digital Businesses

Upload a CSV to batch-invoice clients, manage USD/GBP/EUR/AED/KES wallets, transfer with mid-transfer FX, and reconcile in bulk.

Honest, upfront pricing

Keep more of what you earn

No surprises. Here's exactly what RemoteFlow charges — every fee is shown before you confirm, and we earn the same way every honest platform does: a small, transparent FX spread.

FX Spread

1.5%

On currency conversion

PayPal & banks: 3–5%

Transfer Fee

0.25%

Wallet-to-wallet transfers

Industry average: 0.5–5%

Deposit Fee

0.5%

M-Pesa & card top-ups

Industry average: 3–8%

One transparent 1.5% FX spread — less than half what PayPal and banks charge
No separate fee to withdraw your earnings to M-Pesa
Lowest wallet-to-wallet transfer fee in market at just 0.25%
Flat 0.5% on M-Pesa & card top-ups — no tiered pricing confusion
Every fee shown upfront before you confirm — see the exact KES you'll receive
No monthly subscriptions, setup fees, or minimums

On a $1,500 client payment, RemoteFlow's 1.5% FX spread costs about $22. PayPal or a bank would take $45–75 — plus withdrawal fees on top.

Live Preview

See how you get paid

From your payment link to M-Pesa — here's the full flow for getting paid by a client overseas.

Get your RemoteFlow payment link
Step 1

Get your payment link

Sign up in under 2 minutes and get your personal link and invoicing tools — ready to share from day one.

Your client pays from abroad
Step 2

Your client pays from abroad

They open your link or invoice and pay in USD, GBP, EUR, or AED by card, bank transfer, or mobile money — no account needed.

Cash out to M-Pesa
Step 3

Cash out to M-Pesa

Funds land as KES at near-interbank rates. Withdraw to M-Pesa instantly — usually in under a minute.

🔗Personal Payment Link
🧾Branded Invoices
📱Instant M-Pesa Cash-Out
🌍USD · GBP · EUR · AED

About Us

RemoteFlow Limited

RemoteFlow Limited is a Nairobi-based financial technology company founded by Gilbert Kamau, Founder & CEO. Our mission is to bridge the gap between global digital payments and Kenya's mobile money ecosystem. We give remote workers, freelancers, and digital businesses a secure, transparent, and affordable way to receive international payments, manage multi-currency wallets, and withdraw funds instantly via M-Pesa — empowering Africa's growing remote workforce to take full control of their finances.

Get paid by your clients today

Create your free account, share your payment link, and turn your next invoice into M-Pesa cash.